Decadent Caramel Ritz Cracker Christmas Cookies to Savor | Whiskia
30-MINUTE MEALS! Get the email series now
Royal Recipe

Decadent Caramel Ritz Cracker Christmas Cookies to Savor

5 from 1 vote
1 Comments
Victoria
By: VictoriaUpdated: Jan 20, 2026
This post may contain affiliate links. Please read our disclosure policy.

Crunchy buttery crackers sandwiched with dulce de leche, dipped in dark chocolate and finished with a flake of sea salt—an easy, elegant holiday treat.

Decadent Caramel Ritz Cracker Christmas Cookies to Savor

This recipe began as a playful experiment in my small kitchen the week before Christmas one year, when I wanted something quick, beautiful, and totally craveable to bring to a neighbor swap. I grabbed a sleeve of buttery crackers, a jar of dulce de leche that was begging to be used, and two kinds of chocolate from my pantry. The result—crispy edges, a tender caramel center and a glossy dark chocolate shell—was instant magic. We ate them on the living room rug with holiday lights twinkling and a pot of coffee nearby; someone compared them to an upscale candy version of childhood sandwich cookies, and the name stuck.

What makes these special is the contrast: the thin, salty-sweet cracker that shatters on your first bite; the creamy, slightly chewy dulce de leche that rounds out the sugar; and the bittersweet chocolate that brings everything into balance. They are fast to assemble, travel well, and look impossibly festive when scattered on a platter or wrapped in cellophane as gifts. I first discovered how addictive they could be when my elderly neighbor took one bite and declared them "holiday perfection," then asked for the recipe to share at her church bake sale. Now I make them every December.

Why You'll Love This Recipe

  • Fast to make—ready in about 30 minutes from start to finish, perfect for last-minute entertaining or baking with kids.
  • Uses pantry staples: buttery crackers, dulce de leche and chocolate—no exotic ingredients required.
  • Make-ahead friendly: you can assemble and chill the sandwiches a day ahead, then dip them in chocolate the morning of your party.
  • High visual impact—glossy chocolate and a sprinkle of sea salt make them look professional with minimal effort.
  • Crowd-pleasing contrast of textures: crisp cracker, smooth caramel and crisp chocolate shell that snaps when you bite.
  • Versatile—easy to adapt for dietary needs or flavor twists like nuts, white chocolate, or spiced caramel.

In my experience these are the cookies people remember. At potlucks they disappear first, and one year a friend recreated them for a holiday fundraiser and sold out in an hour. They’re simple, but the little details—how you spread the dulce de leche, how evenly you dip each sandwich—make a noticeable difference.

Ingredients

  • Buttery crackers: 24 Ritz-style crackers – choose a well-known buttery round for the best balance of salt and crunch; freshness matters, so use a recently opened sleeve.
  • Dulce de leche: 1 cup – a thick, caramelized milk spread; look for a smooth brand or make your own from sweetened condensed milk. It provides chew and deep caramel flavor.
  • Dark chocolate chips: 1 cup – choose 60–70% cacao for a deep chocolate note that balances the caramel.
  • Dark chocolate melting wafers: 1 cup – these melt extra-smooth and are helpful for a glossy dip; you may substitute additional chips if needed, but wafers make dipping easier.
  • Sea salt (optional): 1 teaspoon, flaky – a light pinch on each warm cookie elevates flavor and adds a gourmet finish.

Instructions

Preheat and prepare: Preheat the oven to 350°F (175°C) and line a baking sheet with parchment paper. This sheet will hold your first layer of crackers and make cleanup effortless. The short preheat helps slightly warm the crackers so the dulce de leche spreads easily without tearing the cracker. Assemble the base layer: Arrange 12 crackers in a single layer on the prepared sheet, spacing them so they won’t touch. Use the flat side up for easier spreading. If your crackers have a marked top and bottom, place the smoother side up to allow for neater caramel placement. Add the dulce de leche: Spoon about 1 to 1 1/2 teaspoons of dulce de leche onto the center of each cracker and spread gently toward the edges, leaving a small border so the caramel doesn’t ooze out when you sandwich. Too much filling will force the caramel out when you press the second cracker on top; aim for a thin, even layer that will set slightly when chilled. Create sandwiches: Top each filled cracker with a second cracker, pressing lightly to seal. Take care not to press so hard that the crackers break—gentle, even pressure is all you need. Transfer the assembled sandwiches to a clean plate and chill for 5–10 minutes to firm the caramel if your kitchen is warm. Melt the chocolate: Combine the dark chocolate chips and wafers in a microwave-safe bowl. Heat in 20–30 second bursts at medium power, stirring between intervals until completely smooth. Alternatively, melt in a double boiler over gently simmering water, stirring frequently for a glossy finish. Dip and finish: Using a fork or dipping tool, submerge each sandwich in the melted chocolate, turning to coat fully and tapping the fork on the bowl edge to remove excess. Place coated cookies on a wire rack over parchment to catch drips. While the chocolate is still wet, sprinkle a tiny pinch of flaky sea salt on each for contrast. Set and serve: Let the chocolate set at room temperature for 10–15 minutes, or pop the racks into the fridge for 5–8 minutes if your kitchen is very warm. Once the shell is firm, transfer to a serving platter or storage container, separating layers with parchment. User provided content image 1

You Must Know

  • These hold well at room temperature for 24–48 hours in an airtight container; for longer storage keep them in the fridge for up to 1 week.
  • They freeze beautifully for up to 3 months—thaw at room temperature before serving to avoid condensation on the chocolate.
  • This is a high-sugar, indulgent treat; a single sandwich has roughly 240 calories, making it excellent for small-plate dessert servings rather than large slices.
  • Because crackers contain wheat and dulce de leche and chocolate often contain milk, the cookies are not suitable for gluten-free or dairy-free diets without substitutions.

My favorite thing about these is how quickly they become part of the family lore—someone always requests a "special batch" for birthdays or holiday travel. I once brought a tray to a winter hike and passed them around like treasure; the contrast of warm air and cool chocolate made them taste even richer. They’re the kind of treat you’ll be proud to gift.

User provided content image 2

Storage Tips

Store cooled cookies in a single layer or in layers separated by parchment in an airtight container. At room temperature they stay crisp for 2 days; refrigeration extends freshness to about a week but can slightly dull the glossy sheen of the chocolate. For longer keeping, freeze in a single layer on a tray until firm, then transfer to a sealable freezer bag for up to 3 months. Thaw frozen cookies in the refrigerator for 30–60 minutes, then bring to room temperature before serving to avoid moisture forming on the chocolate.

Ingredient Substitutions

If dulce de leche is unavailable, use thickened caramel sauce or simmer a can of sweetened condensed milk to make your own. For a dairy-free option, seek plant-based caramel spreads and dairy-free chocolate wafers; be aware the texture will shift slightly. Swap dark for milk or white chocolate for a sweeter profile—add a pinch of crushed pretzel or toasted nut between layers for extra crunch. When substituting crackers, choose a neutral, sturdy, slightly salty biscuit to mimic the classic texture.

Serving Suggestions

Arrange the cookies on a festive platter with sprigs of rosemary or candied citrus slices for color contrast. Serve alongside strong coffee or a nutmeg-spiced latte; they also pair well with tawny port or a full-bodied black tea. For a party, create a DIY dipping station with extra melted chocolate, crushed nuts, and festive sprinkles so guests can customize their finishing touches.

Cultural Background

These treats are a playful riff on the classic European tradition of combining biscuits with caramel and chocolate—think alfajores and chocolate-dipped confections that appear across Latin America and southern Europe. Using buttery round crackers as the base is an American convenience adaptation that yields a delightful sweet-salty balance reminiscent of vintage tea-time sandwiches and old-fashioned candy shops.

Seasonal Adaptations

In winter, add warm spices to the caramel such as a pinch of ground cinnamon or orange zest to enhance holiday flavors. For summertime, sandwich with a mint-infused caramel or swap the chocolate for toasted coconut coating. Use red and green sprinkles for a Christmas twist or drizzle white chocolate in a snowflake pattern for seasonal presentation.

Meal Prep Tips

To streamline holiday hosting, assemble the caramel sandwiches a day ahead and keep chilled. On the day of serving, melt the chocolate and dip; this minimizes last-minute work and gives you crisp, fresh shells. Pack in stackable containers lined with parchment for easy transport to potlucks. If making in large batches, melt the chocolate in a slow cooker on the warm setting to maintain an even dipping temperature.

These little cookies are proof that a few quality ingredients and a bit of care yield something utterly memorable. Whether you’re gifting them, bringing them to a party, or saving them for a quiet evening by the tree, they invite slow, delighted bites and happy requests for the recipe. Make them your own with a pinch of salt or a drizzle of white chocolate—and enjoy the way simple things bring people together.

Pro Tips

  • If your chocolate seizes, add 1/2 teaspoon of neutral oil and stir gently to smooth it.

  • Chill assembled sandwiches briefly before dipping so the caramel does not squeeze out when coated.

  • Use a fork to tap excess chocolate back into the bowl for a thinner, more even shell.

This nourishing decadent caramel ritz cracker christmas cookies to savor recipe is sure to be a staple in your kitchen. Enjoy every moist, high protein slice — it is perfect for breakfast or as a wholesome snack any time.

FAQs about Recipes

Can I prepare these ahead of time?

Yes. Assemble the sandwiches and chill them up to 24 hours before dipping in chocolate for the best timing.

How long do they keep in the freezer?

Freeze in a single layer until firm, then transfer to a freezer bag. Freeze up to 3 months and thaw in the refrigerator before serving.

Tags

DessertsCookiesHoliday BakingChristmas RecipesChocolate DessertsRitz CrackersCaramel DessertsDulce de LecheEasy Treats
No ratings yet

Decadent Caramel Ritz Cracker Christmas Cookies to Savor

This Decadent Caramel Ritz Cracker Christmas Cookies to Savor recipe makes perfectly juicy, tender, and flavorful steak every time! Serve with potatoes and a side salad for an unforgettable dinner in under 30 minutes.

Servings: 12 steaks
Decadent Caramel Ritz Cracker Christmas Cookies to Savor
Prep:15 minutes
Cook:10 minutes
Rest Time:10 mins
Total:25 minutes

Ingredients

For the Crackers

For the Filling

For the Coating

Optional Topping

Instructions

1

Preheat and prepare

Preheat oven to 350°F (175°C) and line a baking sheet with parchment. This warms the cracker bed slightly so spreading dulce de leche is easier and keeps the workspace tidy.

2

Lay out crackers

Place half of the crackers (12 pieces) flat on the parchment-lined sheet, smooth side up. Space them to allow room for spreading and handling.

3

Apply filling

Spoon about 1 to 1 1/2 teaspoons of dulce de leche onto each cracker and spread gently to within a few millimeters of the edge to avoid overflow when sandwiched.

4

Form sandwiches

Top each filled cracker with a second cracker and press lightly to seal. Chill for 5–10 minutes if your kitchen is warm to firm the caramel slightly.

5

Melt chocolate

Melt the dark chocolate chips and melting wafers together in a microwave-safe bowl in 20–30 second bursts, stirring between intervals until smooth. Alternatively use a double boiler.

6

Dip and garnish

Dip each sandwich into the melted chocolate, tapping off excess and placing on a wire rack. Sprinkle a pinch of flaky sea salt onto each while the chocolate is wet to enhance flavor.

7

Set and store

Allow the chocolate to set at room temperature for 10–15 minutes or refrigerate for 5–8 minutes. Store in an airtight container with parchment layers to prevent sticking.

Last Step: Please leave a rating and comment letting us know how you liked this recipe! This helps our business to thrive and continue providing free, high-quality recipes for you.

Nutrition

Calories: 240kcal | Carbohydrates: 28g | Protein:
3g | Fat: 12g | Saturated Fat: 4g |
Polyunsaturated Fat: 2g | Monounsaturated Fat:
5g | Trans Fat: 1g | Cholesterol: 253mg | Sodium:
0mg | Potassium: 953mg | Fiber: 0g | Sugar:
0g | Vitamin A: 577IU | Vitamin C: 3mg | Calcium:
47mg | Iron: 6mg

Did You Make This?

Leave a comment & rating below or tag
@whiskia on social media!

Decadent Caramel Ritz Cracker Christmas Cookies to Savor

Categories:

Decadent Caramel Ritz Cracker Christmas Cookies to Savor

Did You Make This?

Leave a comment & rating below or tag @whiskia on social media!

Rate This Recipe

Share This Recipe

Enjoyed this recipe? Share it with friends and family, and don't forget to leave a review!

Comments (1)

Leave a Comment

0/1000 characters
Food Lover
1 day ago

This recipe looks amazing! Can't wait to try it.

Rating:

Comments are stored locally in your browser. Server comments are displayed alongside your local comments.

Family Photo

Hi, I'm Victoria!

Chef and recipe creator specializing in delicious Desserts cooking. Passionate about sharing easy-to-follow recipes that bring families together around the dinner table.

30-Minute Meals!

Join to receive our email series which contains a round-up of some of our quick and easy family favorite recipes.